In addition to the commissions or fees received by us for the placement, servicing, claims handling, or renewal
of insurance or surety coverage, we may also receive additional income in the form of "contingent
commission" from some insurance companies. Contingent commissions are sometimes called "profit sharing",
"overrides", or "incentive payments".
Contingent commissions are not client or account specific and are typically based on
the growth and profitability of the total volume of business placed with an insurance company. These payments are
not guaranteed and all payments are made to the agency. No portion of the payment goes toward any individual's
compensation in the agency. All of our agency personnel are committed to responsibly serving our clients' best
interests in the selection of insurance companies and their products and services.