Business interruption insurance is, far and away, the most strategically important insurance coverage a business can purchase. Combined with a disaster recovery plan, it can mean the difference between survival and a tragic end to your business. Whatever the cause of loss, - fire, flood or earthquake, to name just a few, - at some point you may experience an interruption in the normal flow of your business.
Business interruption insurance is intended to replace a company's earnings, rental value, fees and financial considerations after a covered loss and to cover continuing expenses like payroll, mortgage debt and extra-ordinary expenses incurred to return your business back to normal operations.