Judgements from lawsuits can exceed the liability limits on your auto or home insurance policies, especially if there is a critical injury or loss of life. Excess Liability or Umbrella Insurance is the extra protection you need in the event a liability lawsuit were filed against you. An Excess Liability Policy gives two types of coverage:
- Additional Liability Coverage for you and your family over and above the present amounts you now have on your auto, home, boat or recreational vehicles.
- Primary Coverage for liability claims not covered under other polices such as defamation of character, libel, slander or false arrest.
Excess Liability Coverage can also include payment for court costs, including:
- Legal defense costs
- Lost wages
- Interest on unpaid judgements
For more information call toll-free 1-888-972-4963 and press #2.
